We make it easy to buy a home or refinance

Welcome to the Summit Funding, Inc. in Chico Ca. We specialize in residential home loans and are proud to service Butte, Tehama, Glenn, Shasta and surrounding counties. Our strategy is to deliver to you the power of a national mortgage bank with the personal attention of a local lender. We look forward to offering the best customer service in the industry! Our team of highly trained mortgage professionals is licensed to offer individual solutions to your unique financial circumstances. The internet is great, but we feel that you need personal service when shopping for a mortgage.

What can Summit Funding, Inc. do for you?

In the volatile home-lending market, mortgage bankers can serve as safeguards, offering their clients security, safety and peace of mind. One of Summit Funding, Inc.’s most important functions is escorting your loan application through the entire process, constantly patrolling the component transactions for possible breakdowns. We can wade through the mountains of rate data and program options, researching current market conditions to find the most accurate and up-to-date information about cost-effective loan options.

We Handle the Details!

There are literally thousands of variables that can affect the outcome of your mortgage transaction. That’s why you need Summit Funding, Inc. to act as a liaison between the Title and Escrow Company, Real Estate agent, lender, appraiser, credit agency, the underwriters the processors, attorneys, and any other services which may affect your transaction.

We also...

• Discuss & explain financing program options
• Inform you in writing, regarding lock-in options
• Explain all documents of the loan application
• Explain all associated costs of the loan application
• Explain the loan process from application to closing
• Provide a good faith estimate of costs and fees
• Communicate throughout loan process in a timely manner
• Coordinate the final closing of your transaction